EOFY Finance: How to Upgrade Your Vehicle or Equipment Before June 30 and Maximise Tax Benefits
EOFY can be more than just paperwork and tax prep — it’s also a strategic opportunity to upgrade your fleet, equipment or fit-out using flexible finance options.
Here’s how to take advantage before June 30.
1. Leverage Instant Asset Write-Off or Depreciation Benefits
Many Australian small businesses may be eligible to claim a tax deduction for assets purchased and installed before EOFY.*
That includes financed assets like:
Work vehicles (utes, vans, trucks)
Plant and machinery
Hospitality and fit-out equipment
*Speak to your accountant to check if your business qualifies
2. Preserve Your Working Capital
Rather than paying upfront, finance lets you:
Spread repayments over time
Keep cash free for wages, suppliers, and expansion
Access low-doc or full-doc options based on your trading history
At Finstead, we help businesses secure tailored funding without the stress of chasing multiple banks.
3. Move Quickly – Lender Turnaround is Tight
June is a peak period — if you want approval and settlement before EOFY, now is the time to act.
We work with:
100+ lenders, including all four major banks
Fast-approval and E-sign available
Specialist lenders for low-doc and asset-backed deals
Need Fast EOFY Finance?
Let’s make it easy. Book a quick consult today — we’ll help you upgrade before the deadline.
📅 Schedule a discovery call
Short on time? Follow the link below and find out if you qualify in less than 3-mins