Finstead

Commercial finance

Asset Refinance

The assets already on your balance sheet can be a source of funding. Finstead arranges asset refinance from our lender panel, releasing equity from equipment and vehicles you own so you can put that capital back to work.

Finstead is a broker, not a lender. We arrange finance from our 100+ lender panel. No cost to get started.

How it works

  1. 1

    We review the assets you own and their value.

  2. 2

    We source panel lenders who refinance your asset class.

  3. 3

    We arrange a facility secured against those assets.

  4. 4

    Equity is released and repaid over a suitable term.

Who it suits

  • Businesses with paid-down or owned equipment
  • Operators needing capital without selling assets
  • Companies consolidating multiple asset debts
  • Owners wanting to fund growth from existing assets

Indicative criteria

A guide only. Lending criteria are set by the lender and vary across the panel.

  • A schedule of assets and their values
  • Clear ownership of the assets
  • Trading history appropriate to the amount
  • Asset age within lender appetite

Frequently asked questions

Often, yes. Finstead can arrange a refinance that pays out the existing facility and releases any remaining equity, subject to lender appetite.

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