Commercial finance
Asset Refinance
The assets already on your balance sheet can be a source of funding. Finstead arranges asset refinance from our lender panel, releasing equity from equipment and vehicles you own so you can put that capital back to work.
Finstead is a broker, not a lender. We arrange finance from our 100+ lender panel. No cost to get started.
How it works
- 1
We review the assets you own and their value.
- 2
We source panel lenders who refinance your asset class.
- 3
We arrange a facility secured against those assets.
- 4
Equity is released and repaid over a suitable term.
Who it suits
- Businesses with paid-down or owned equipment
- Operators needing capital without selling assets
- Companies consolidating multiple asset debts
- Owners wanting to fund growth from existing assets
Indicative criteria
A guide only. Lending criteria are set by the lender and vary across the panel.
- A schedule of assets and their values
- Clear ownership of the assets
- Trading history appropriate to the amount
- Asset age within lender appetite
Frequently asked questions
Often, yes. Finstead can arrange a refinance that pays out the existing facility and releases any remaining equity, subject to lender appetite.