Commercial finance
Invoice Finance
When customers pay on 30, 60 or 90 day terms, your cash is stuck in the ledger. Finstead arranges invoice finance from our lender panel so you can draw against unpaid invoices and keep the business moving.
Finstead is a broker, not a lender. We arrange finance from our 100+ lender panel. No cost to get started.
How it works
- 1
We review your debtor ledger and customer payment terms.
- 2
We source panel lenders who fund debtor books like yours.
- 3
We arrange a facility that advances a percentage of each invoice.
- 4
The balance is settled when your customer pays.
Who it suits
- Businesses invoicing other businesses on terms
- Operators with strong sales but slow-paying customers
- Companies wanting a facility that grows with revenue
- Wholesalers, labour hire and service businesses
Indicative criteria
A guide only. Lending criteria are set by the lender and vary across the panel.
- A ledger of business-to-business invoices
- Creditworthy customers
- Accounting records that show the debtor book
- Disclosed and confidential options available
Frequently asked questions
Not necessarily. Finstead can source confidential facilities from the panel where the arrangement stays between you and the lender.