How is trade finance different from a business loan?

Name: Finstead Capital Adelaide
Address: 217 Flinders Street, Adelaide, SA, 5000, AU
Telephone: 1300 380 041

Commercial finance

Trade Finance

Importers and wholesalers often pay suppliers long before customers pay them. Finstead arranges trade finance from our lender panel to fund that gap, so a large order never becomes a cash flow problem.

Get started 1300 380 041

Finstead is a broker, not a lender. We arrange finance from our 100+ lender panel. No cost to get started.

How it works

1
We review your supplier terms, order pipeline and margins.
2
We source panel lenders who fund trade and supply chains.
3
We arrange a facility that pays suppliers on your behalf.
4
You repay once the goods are sold or the customer invoice is paid.

Who it suits

Importers paying overseas suppliers upfront
Wholesalers and distributors funding large orders
Businesses with a gap between supplier and customer payment terms
Operators scaling order volume

Indicative criteria

A guide only. Lending criteria are set by the lender and vary across the panel.

Trading history and supplier relationships
Clear margins on the goods being financed
Order or purchase documentation
Often combined with invoice finance

Frequently asked questions

Trade finance is tied to specific transactions and self-liquidates as goods are sold. Finstead can arrange it alongside working capital where a blend suits the business.