Industry
Finance for Healthcare & NDIS
Healthcare and NDIS providers invest in equipment, premises and staff, then wait to be paid through claims and plan payments. Finstead arranges finance for the equipment and the cash flow side, and is upfront that funder appetite varies for healthcare and NDIS income.
What finance suits healthcare & ndis businesses?
Equipment Finance: Clinical equipment, fit-outs and vehicles for service delivery.
Working Capital: Smooths cash flow while claims and plan payments are processed.
Business Acquisition: Buying an existing practice or provider business.
Commercial Property: Purchasing or refinancing premises.
Situations we commonly see
- Equipment that needs to be in place before revenue starts
- A provider growing staff numbers ahead of payments
- Buying an existing practice from a retiring owner
- Cash flow pressure from the lag between delivering services and being paid
Frequently asked questions
Some will, and some will not. Lenders differ in how they view NDIS income and receivables, which is why matching the business to the right lender matters.
General information only, not financial advice. Lender criteria vary and approval is at the lender's discretion. Finstead is a broker, not a lender.