Commercial finance
Unsecured Business Loans
Not every business has property to offer, and not every opportunity can wait for one. Finstead arranges unsecured business loans from our lender panel, assessed on the strength of your trading rather than hard security.
Finstead is a broker, not a lender. We arrange finance from our 100+ lender panel. No cost to get started.
How it works
- 1
We review your turnover, trading history and the purpose of the funds.
- 2
We match the file to panel lenders who fund unsecured positions.
- 3
We arrange a facility sized to your cash flow, often quickly.
- 4
Funds are drawn for the purpose agreed, from stock to staff to expansion.
Who it suits
- Businesses without property to use as security
- Owners who want to keep assets unencumbered
- Time-sensitive opportunities that cannot wait for a property valuation
- Established businesses with steady revenue
Indicative criteria
A guide only. Lending criteria are set by the lender and vary across the panel.
- Minimum trading period set by the lender
- Consistent turnover through business bank accounts
- A clear use for the funds
- Director guarantees are common
Frequently asked questions
It depends on turnover and the lender. Finstead sources options across the panel and tells you what is realistic for your position before you apply.
Related
Related settled deals
Proof, not promises
Recent unsecured business loans and related work arranged by Finstead.
A$1.5M-2M
Disability support (NDIS)
Arranged an unsecured acquisition facility assessed against the combined cash flow.
A$250k-500k
Hospitality
Arranged an unsecured facility matched to the seasonal revenue cycle.