Scenario
Business finance with imperfect credit
A few marks on your credit file can make the major banks say no on sight, even when the business is sound. But a credit score is only one part of the picture, and not every lender weighs it the same way.
Sound familiar?
- The bank declined you on credit history alone
- Past defaults or arrears that no longer reflect the business
- You need funding now and cannot wait for the file to age
- You are worried every application will hurt your score further
How Finstead helps
- Finstead sources lenders on the panel with a range of credit appetites, including specialists who look at the business and the security, not just the score.
- We position your application honestly and to the lender most likely to say yes, so you are not firing off applications that each leave a mark.
- We are upfront about what is realistic and what it will cost, with no false promises.
Finance that suits
A deal like this
An anonymised example Finstead arranged.
Frequently asked questions
In many cases, yes. The panel includes lenders who consider applicants with defaults, judging the deal on current trading and any security rather than history alone.