Can repayments match a seasonal business?

Yes. We source lenders on the panel who can structure repayments around your revenue cycle rather than a flat monthly figure.

Commercial finance

Working Capital Finance

Name: Finstead Capital Adelaide
Address: 217 Flinders Street, Adelaide, SA, 5000, AU
Telephone: 1300 380 041

Cash flow rarely arrives when the bills do. Finstead arranges working capital facilities from our lender panel, matched to your revenue cycle so repayments fit the way your business actually earns. One application, the whole panel.

Get started 1300 380 041

Finstead is a broker, not a lender. We arrange finance from our 100+ lender panel. No cost to get started.

How it works

1
We map your cash flow cycle and the size of the gap you need to cover.
2
We source from lenders on the panel who suit your turnover and industry.
3
We arrange a facility structured around your seasonality, not a generic schedule.
4
Funds are available to smooth the gap, fund stock or take on a contract.

Who it suits

Seasonal businesses with predictable revenue swings
Businesses funding a large order or contract before payment lands
Owners who want a buffer without tying up property
Companies growing faster than their cash can keep up

Indicative criteria

A guide only. Lending criteria are set by the lender and vary across the panel.

Recent trading and bank statements
Consistent turnover the facility can be sized against
Time in business varies by lender
Security optional depending on the amount

Frequently asked questions

Both are available. Finstead arranges unsecured facilities for smaller amounts and secured options where a larger or cheaper facility suits the business better.