Industry
Finance for Fitness & Gyms
Gyms and studios front-load their costs. Equipment, fit-out, lease deposits and marketing all come before the memberships do. Finstead arranges finance that spreads those costs and protects the cash you need to operate.
What finance suits fitness & gyms businesses?
Equipment Finance: Gym equipment and technology, spread over the useful life of the assets.
Working Capital: Covers rent, wages and marketing through the build-up to a full membership base.
Business Acquisition: Buying an existing gym or franchise.
Unsecured Business Loans: Funding without property security where cash flow supports it.
Situations we commonly see
- Opening a new location with equipment and fit-out costs up front
- Refreshing equipment without draining cash reserves
- Buying an existing studio or franchise
- Seasonal membership dips that squeeze cash flow
Frequently asked questions
Sometimes. A new business has no trading history, so lenders look closely at the owner's experience, deposit and any security. Options vary by lender.
General information only, not financial advice. Lender criteria vary and approval is at the lender's discretion. Finstead is a broker, not a lender.