Industry
Finance for Hospitality
Hospitality runs on tight margins, high fixed costs and unpredictable weeks. When tax or creditor pressure builds, the options narrow quickly. Finstead arranges finance for hospitality businesses at every stage, from equipment and growth to ATO debt and restructuring.
What finance suits hospitality businesses?
ATO Debt Refinance: Clears tax debt, including where a payment plan has defaulted or enforcement notices have been issued.
Working Capital: Covers wages, stock and rent through quiet periods.
Equipment Finance: Kitchen equipment, fit-outs and refurbishments.
Business Acquisition: Buying a venue or an existing operating business.
Situations we commonly see
- ATO debt with a defaulted payment plan, a Director Penalty Notice or garnishee notices
- A Deed of Company Arrangement (DOCA) where the business needs funding to work through it
- Seasonal swings in trade that strain cash flow
- Equipment replacement or a refit that cannot wait
Frequently asked questions
Often, yes, depending on cash flow and security. Finstead has arranged a private credit refinance for a hospitality business that had a defaulted payment plan, a Director Penalty Notice and garnishee notices, settled in two weeks.
General information only, not financial advice. Lender criteria vary and approval is at the lender's discretion. Finstead is a broker, not a lender.
Settled in this industry
Proof, not promises
Recent hospitality deals arranged by Finstead.