
Commercial finance
Business Acquisition Finance
Buying a business is one of the hardest deals to fund, especially when there is no hard security behind it. Finstead arranges business acquisition finance from our lender panel, including facilities assessed on the target's cash flow rather than property alone.
Finstead is a broker, not a lender. We arrange finance from our 100+ lender panel. No cost to get started.
How it works
- 1
We review the target, the purchase price and the earnings.
- 2
We source panel lenders who fund acquisitions in your sector.
- 3
We arrange a facility, often structured across security and cash flow.
- 4
We coordinate the funding to line up with completion.
Who it suits
- Owners buying a competitor or complementary business
- Partners funding a buyout
- Operators making a strategic bolt-on acquisition
- Buyers where the target has earnings but limited hard security
Indicative criteria
A guide only. Lending criteria are set by the lender and vary across the panel.
- Information on the target and its financials
- A purchase price and proposed structure
- Buyer experience in the sector
- Security improves terms but is not always essential
Frequently asked questions
In the right cases, yes. Finstead sources lenders on the panel who assess the target's cash flow and goodwill, not just bricks and mortar.
Related
Industries
Scenarios
Related settled deals
Proof, not promises
Recent business acquisition and related work arranged by Finstead.
A$1.5M-2M
Disability support (NDIS)
Arranged an unsecured acquisition facility assessed against the combined cash flow.
A$1M-1.5M
Retail
Arranged a multi-part facility combining a refinance and an acquisition tranche.