Do I need to put up my home?

Not always. Many startup-friendly facilities are unsecured or secured against the asset being financed. We will look for options that keep your property out of it where we can.

Scenario

Finance for new and growing businesses

Name: Finstead Capital Adelaide
Address: 217 Flinders Street, Adelaide, SA, 5000, AU
Telephone: 1300 380 041

Getting finance in the early days is a chicken and egg problem: lenders want history, and you need funding to build it. Most banks want two or more years of figures before they will talk, which leaves a lot of good young businesses stuck.

Get started 1300 380 041

Sound familiar?

Less than two years of financials to show
Strong pipeline but not enough trading history for the bank
Need equipment or working capital to fulfil early contracts
Personal funds already stretched into the business

How Finstead helps

Finstead sources lenders who support newer businesses, including asset-backed options where the equipment itself is the security.
We structure the request around what you can evidence, whether that is contracts, bank statements or director experience.
We tell you what is achievable now and what to build towards for better terms later.

Finance that suits

Equipment FinanceFund plant and machinery with the asset itself as the security.Unsecured Business LoansFunding based on business performance, with no property security required.Low-Doc Business LoansFunding for established businesses without full financials.

Frequently asked questions

Sometimes, yes, particularly for equipment finance secured against the asset. Finstead matches your time in business to the lenders on the panel most likely to support it.