Finstead

Scenario

ATO tax debt solutions for business

An ATO debt is one of the most stressful liabilities a business can carry. The General Interest Charge compounds daily, payment plans are easy to fall behind on, and from 1 July 2025 the GIC is no longer tax deductible, which makes carrying the debt more expensive than ever. If the ATO is chasing you, it can feel like the walls are closing in.

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Sound familiar?

  • The GIC keeps compounding, so the balance grows even while you pay
  • A payment plan has lapsed or is about to default
  • The debt is holding back finance applications and supplier terms
  • The pressure is taking your focus off running the business

How Finstead helps

  • Finstead arranges refinance facilities from our lender panel that clear the ATO balance and replace it with a single, structured repayment.
  • We source both secured and unsecured options, so a refinance is possible even where there is no property to offer.
  • We act for you, not the lender, and move quickly because we know ATO positions are time critical.
  • Where it helps, we work alongside your accountant so the solution fits your wider tax position.

Finance that suits

ATO Debt RefinanceClear compounding ATO debt by refinancing into a single, manageable facility.Commercial PropertyBuy, refinance or release equity from commercial premises.Working CapitalFund cash flow gaps, growth or seasonal cycles with the right facility.

A deal like this

An anonymised example Finstead arranged.

ATO debt refinanceQLD

A$1M-1.5M

Construction

Refinanced against commercial property. The ATO was cleared and replaced with a single repayment.

14 days to settlementView deal

Frequently asked questions

Often, yes. Finstead sources both secured and unsecured options from the panel. Where there is no property, we approach lenders who assess the strength of the business and its cash flow instead.